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What the NHS actually covers in dementia care — and the funding most eligible families never claim

NHS coverage for dementia care depends on the nature and complexity of the person's needs. The NHS funds diagnosis, medication, and clinical support through GPs, memory clinics, and community mental health teams. For ongoing residential care, the NHS does not routinely pay care home fees. However, people with complex health needs may qualify for NHS Continuing Healthcare, which covers the full cost of care regardless of personal finances. It is worth requesting a formal NHS Continuing Healthcare assessment if the person's needs are significant.